What's the Big Deal?
Everyone knows that saving for retirement is an important necessity, especially when we have a desired timeframe in mind. The problem is, many of us are expecting social security to somehow fix itself and pay us enough to cover our retirement living expenses; like it has done for many of our parents' generation. The fact is social security will not typically pay us enough to live comfortably throughout our retirement years and we need to look at saving an additional amount to supplement our quality of life.
We are told to use tools like company sponsored plans (401k's), Individual Retirement Accounts (IRA's), and to invest in mutual funds or the stock market. All of these are great options, but there may be ways to position your money more efficiently, while taking less risk.
An annuity is a powerful, but lesser known retirement option that can help you to have peace of mind when saving up that retirement nest egg. This is accomplished because an annuity can provide attractive growth potential while ensuring your beneficiaries receive the maximum benefit should you have an untimely passing. There are three types of annuities, each with unique benefits, but all specializing in providing a steady stream of income for the rest of your life! Some annuities can even protect your principal during market corrections like the 2008 financial crisis. Please ask yourself the important questions below and watch the following video to learn more about how annuities can add value to your retirement portfolio. Annuities can be an excellent option for you to consider while reviewing your retirement eligibility with us at your next visit. Click here to set up your no cost or obligation retirement check up!
Everyone knows that saving for retirement is an important necessity, especially when we have a desired timeframe in mind. The problem is, many of us are expecting social security to somehow fix itself and pay us enough to cover our retirement living expenses; like it has done for many of our parents' generation. The fact is social security will not typically pay us enough to live comfortably throughout our retirement years and we need to look at saving an additional amount to supplement our quality of life.
We are told to use tools like company sponsored plans (401k's), Individual Retirement Accounts (IRA's), and to invest in mutual funds or the stock market. All of these are great options, but there may be ways to position your money more efficiently, while taking less risk.
An annuity is a powerful, but lesser known retirement option that can help you to have peace of mind when saving up that retirement nest egg. This is accomplished because an annuity can provide attractive growth potential while ensuring your beneficiaries receive the maximum benefit should you have an untimely passing. There are three types of annuities, each with unique benefits, but all specializing in providing a steady stream of income for the rest of your life! Some annuities can even protect your principal during market corrections like the 2008 financial crisis. Please ask yourself the important questions below and watch the following video to learn more about how annuities can add value to your retirement portfolio. Annuities can be an excellent option for you to consider while reviewing your retirement eligibility with us at your next visit. Click here to set up your no cost or obligation retirement check up!
What's an annuity? And, why should you care? Find out here.
Guarantees are backed by the financial strength and claims-paying ability of the issuing company and, for variable contract, do not apply to the performance of the variable subaccounts, which will fluctuate with market conditions.
Watch this video provided by Allianz Life Insurance Company.
Guarantees are backed by the financial strength and claims-paying ability of the issuing company and, for variable contract, do not apply to the performance of the variable subaccounts, which will fluctuate with market conditions.
Watch this video provided by Allianz Life Insurance Company.
Your Retirement Check-Up
Some common questions to ask yourself in preparation for retirement are:
1) Do I understand what I have now and how it will help me reach my retirement goals?
2) Are my investments safe and do they match my tolerance for risk?
3) How much money will I need to save so that I don't run out of money?
4) Am I maximizing the investment options in my accounts to stay ahead of the rising cost of living?
5) Will my required minimum distributions (RMD)/withdrawals be tax efficient?
At Wealthbridge Inc. it is our sincere goal to help you to answer these questions for yourself. We are a Registered Investment Advisory (RIA) firm dedicated to helping our clients reach their financial goals as well as helping them understand how to make sense of the crowded retirement savings landscape. Please click on the contact us link here so that we can help to empower your financial decisions and help you achieve peace of mind in retirement!
1) Do I understand what I have now and how it will help me reach my retirement goals?
2) Are my investments safe and do they match my tolerance for risk?
3) How much money will I need to save so that I don't run out of money?
4) Am I maximizing the investment options in my accounts to stay ahead of the rising cost of living?
5) Will my required minimum distributions (RMD)/withdrawals be tax efficient?
At Wealthbridge Inc. it is our sincere goal to help you to answer these questions for yourself. We are a Registered Investment Advisory (RIA) firm dedicated to helping our clients reach their financial goals as well as helping them understand how to make sense of the crowded retirement savings landscape. Please click on the contact us link here so that we can help to empower your financial decisions and help you achieve peace of mind in retirement!
